余裕

よゆう

noun (common) (futsuumeishi)

余	too much, myself, surplus, other, remainder
裕	abundant, rich, fertile

私は、車を持つ余裕は、ない。

I cannot afford to keep a car.

I think you fall well within 'cute girl'. You'd easily go and pass in his judgement.

勤務時間内で余裕のある時にはＩＰ関連の勉強などができます。

You can study IP related material during work hours when you have time to spare.

I can't afford to buy an expensive car.

乗り換えに５分の余裕しかない。

We have a margin of just five minutes to change trains.